For a low, annual premium, Insurance4carhire.com provides excess insurance protecting the customer against excess charges whenever they rent a car. 

Your car rental agreement normally includes cover for Collision Damage Waiver (CDW) and Theft. However you are still liable for the Excess on CDW and Theft. When a rental car is damaged or stolen, the driver is asked to pay the first portion of the repair or replacement costs. This is known as the Excess. 

Insurance4carhire covers you not only for the total amount of Excess for which you are liable if the car is damaged or stolen, but also for damage to the roof and undercarriage of the car, and windows and tyres. 

How our Excess Insurance Works 
We insure the Policy Holder, not the rental vehicle. Excess is a voluntary insurance. Decline the car rental company’s Excess cover at the counter when you collect the car. If the car is damaged or stolen, the car rental company will charge your credit card for the Excess amount and you then claim for reimbursement on your Policy.